You may be wondering why your credit card is so hard to get rid of. It all comes down to how the credit card companies are handling your account. They have probably hitting you with fees, interest rates, and charges, so now it seem that you will never be able to get it down.
There is a way to get them doing going about it the way you want them to. Let them know they can be fired. Let them know that you know what they are doing to your account. Gather a years worth of statements. Write down the extra fees, every time they raised the interest rate on you, and any membership dues they added to your bill.
After you have this information, contact the company and tell them to put you through to someone so they can make some changes to your account. If they refuse to put you through to someone then start to close your account. They will certainly notice this. Even though you may have to close the account, this is a great way to get your feed back to them.
Through out the process you will be asked to answer to why you are closing this account. This is your perfect chance to leave your reason why. You can leave a message sounding like this " I have chosen to close this account due to unreasonable membership dues and fees. I want you to drop the interest rate to one rate and leave it there." that will either get you a immediate transfer to a manager or a manager is going to call you right back. Now they are going to try to give you all these lame excuse, but you have to hold your ground. This will get you result that you want.
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